Take your first step to becoming a Hayward Community Credit Union Member by opening an interest bearing savings account.

Whether its for you or your children, it’s a great way to begin planning for your future.

HCCU members are required to keep a minimum of $25 in their savings account at all times.

Click on the 50-30-20 Rule Guideline below for excellent planning and saving tips:

50-30-20 Budget Plan

Health Savings Accounts (HSA)

Life is never completely smooth sailing, you’re bound to hit some bumps along the way. For medical expenses, we offer a Health Savings Account. This type of savings allows you to set aside money on a pre-tax basis to pay for qualified medical expenses. A Health Savings Account can only be used if you have a High Deductible Health Plan (HDHP). By using the untaxed funds in an HSA to pay for expenses before you reach your deductible and other out-of-pocket costs like co-payments, you reduce your overall health care costs.

HSA funds roll over year to year if you do not spend them and are interest bearing with HCCU.

Money Market Accounts

This type of savings account earns a higher interest rate than a basic savings account. However, it does require a considerably higher balance to open and maintain the account. For current rates and balance requirements, visit the rates page under resources or click: Current Rates

*Further description and fees may apply
**All applications must be returned in person with proper identification

Membership Makes Cent$

Piggy Bank