| RATE | APY* | |
| Share Savings | .12% | .12% |
| Vacation Club | .12% | .12% |
| Christmas Club | .15% | .15% |
| Share Draft (Checking) | .09% | .09% |
| Free Share Draft (Checking) | None | None |
| Variable Rate IRA | .469% | .47% |
| Fixed Rate IRA | Same as Certificates of Deposit | |
| Money Market (Minimum $5,000) | .20% | .20% |
| Money Market (Minimum $10,000) | .25% | .25% |
| Health Savings Accounts | .09% | .09% |
Certificate of Deposit (Minimum $1,000)
Bonus available for deposits over 25k/50k/75k/100k – (Rates already reflect the .05% APY increment bonus)
| CD length | 1,000 – 24,999 | |
| RATE | APY* | |
| 3 mo. | .349% | .35% |
| 6 mo. | .399% | .40% |
| 12 mo. | .598% | .60% |
| 15 mo. | 1.49% | 1.50% |
| 18 mo. | .648% | .65% |
| 24 mo. | .995% | 1.00% |
| 30 mo. | .995% | 1.00% |
| 35 mo. | .867% | .87% |
| 25,000-49,999 | 50,000-74,999 | ||
| RATE | APY* | RATE | APY* |
| .399% | .40% | .449% | .45% |
| .449% | .45% | .499% | .50% |
| .648% | .65% | .698% | .70% |
| 1.539% | 1.55% | 1.588% | 1.60% |
| .698% | .70% | .747% | .75% |
| 1.045% | 1.05% | 1.094% | 1.10% |
| 1.045% | 1.05% | 1.094% | 1.10% |
| .916% | .92% | .966% | .97% |
| 75,000-99,999 | 100,000 – over | ||
| RATE | APY* | RATE | APY* |
| .499% | .50% | .549% | .55% |
| .549% | .55% | .598% | .60% |
| .747% | .75% | .797% | .80% |
| 1.638% | 1.65% | 1.687% | 1.70% |
| .797% | .80% | .847% | .85% |
| 1.144% | 1.15% | 1.193% | 1.20% |
| 1.144% | 1.15% | 1.193% | 1.20% |
| 1.015% | 1.02% | 1.065% | 1.07% |
*Share Certificate Special* – See the 15 Month rate
Annual Safe Deposit Box Rental
| 3×10 | $ 24.00 |
| 5×10 | $ 36.00 |
| 10×10 | $ 54.00 |
*APY = Annual Percentage Yield
*All Rates are subject to change