| RATE | APY* | |
| Share Savings | .25% | .25% |
| Vacation Club | .25% | .25% |
| Christmas Club | .28% | .28% |
| Savers Sweepstakes | .28% | .28% |
| Share Draft (Checking) | .30% | .30% |
| Free Share Draft (Checking) | None | None |
| Variable Rate IRA | .549% | .55% |
| Fixed Rate IRA | Same as Certificates of Deposit | |
| Money Market (Minimum $10,000) | .549% | .55% |
| Health Savings Accounts | .30% | .30% |
Certificate of Deposit (Minimum $1,000)
Bonus available for deposits over 25k/50k/75k/100k – (Rates already reflect the .05% APY increment bonus and may not apply to special rates)
| CD length | 1,000 – 24,999 | |
| RATE | APY* | |
| 3 mo. | .549% | .55% |
| 6 mo. | .747% | .75% |
| 12 mo. | 1.243% | 1.25% |
| 18 mo. | 1.638% | 1.65% |
| 24 mo. | 1.736% | 1.75% |
| 30 mo. | 1.835% | 1.85% |
| 25,000-49,999 | 50,000-74,999 | ||
| RATE | APY* | RATE | APY* |
| .598% | .60% | .648% | .65% |
| .797% | .80% | .847% | .85% |
| 1.243% | 1.25% | 1.292% | 1.30% |
| 1.687% | 1.70% | 1.736% | 1.75% |
| 1.785% | 1.80% | 1.835% | 1.85% |
| 1.884% | 1.90% | 1.933% | 1.95% |
| 75,000-99,999 | 100,000 – over | ||
| RATE | APY* | RATE | APY* |
| .698% | .70% | .747% | .75% |
| .896% | .90% | .946% | .95% |
| 1.292% | 1.30% | 1.342% | 1.35% |
| 1.785% | 1.80% | 1.835% | 1.85% |
| 1.884% | 1.90% | 1.933% | 1.95% |
| 1.982% | 2.00% | 2.031% | 2.05% |
*Share Certificate Special* – See the 12 Month rates
Annual Safe Deposit Box Rental
| 3×10 | $ 24.00 |
| 5×10 | $ 36.00 |
| 10×10 | $ 54.00 |
*APY = Annual Percentage Yield
*All Rates are subject to change