Consumer Loan Disclosure


At HCCU, our auto financing is kept “in house” with quick decision making and no fear of your loan being outsourced. We offer low interest rates with flexible repayment terms and minimal fees. We also offer GAP (Guaranteed Asset Protection) Insurance and Extended Warranty at lower rates than you will find at the dealership. HCCU will finance up to 115% MSRP including taxes, license, warranties, and all other adds

                                 Vehicle Year(s)                                              APR as low as*

New & Used 2019 & Newer


Used Vehicles 2015 – 2018


Used Vehicles 2014 & Older


Rates Effective as of: October 24, 2022

(*) APR = Annual Percentage Rate. Rates effective 10/24/2022 and are subject to change at any time without notice. The rates posted are the lowest possible rates and may vary depending on past credit history, down payment, and approximate term. Membership eligibility is required. Terms and conditions apply. All loans are subject to approval.O