Watch the HCCU Difference
HCCU is committed to working with the Hayward and Cable communities as a financial services partner to our members.
![]() |
| Click to Enter Money Mission |
![]() |
Welcome to Hayward Community Credit Union
About Us
Founded in 1935, HCCU has grown into a full-service, member-owned financial institution. We have a long, proud tradition of serving the financial needs of thousands of members. Those members share a common commitment to the credit union philosophy of “people helping people.”
A member is a part of our community such as where they work or live. This defines the credit union’s charter for ‘field of membership’. Although we have had extraordinary growth, we are proud to have maintained our community atmosphere
Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
All funds in a “non interest bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to and separate from , the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
The term “non interest bearing transaction account” includes a traditional share draft account(or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal(“NOW”) account, money market deposit account, and Interest on Lawyers Trust Account(“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov



